New York Driver License (DMV) Written Practice Test

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Ace your New York DMV written test! Prepare for the exam by practicing hundreds of multiple-choice questions covering traffic laws and road signs. Boost your knowledge, gain confidence, and increase your chances of passing the test on your first try.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


How much is the penalty for failure to carry proof of liability insurance?

  1. $50

  2. $100

  3. $150

  4. $200

The correct answer is: $150

If you do not carry proof of liability insurance, you can face a fine of $150. Option A is incorrect because $50 is not a sufficient penalty to deter the violation. Option B is also incorrect because $100 is still not enough to heavily penalize individuals for failing to provide proof. Option D is incorrect because $200 may be too high of a penalty for some individuals, making it an unreasonable response to the offense. Therefore, the correct answer is C, which is a balanced and appropriate penalty for the violation.