What should be done if you are involved in a minor collision?

In the event of a minor collision, the appropriate course of action is to exchange insurance information with the other driver. This step is crucial for ensuring that both parties have the necessary details to handle any claims or disputes that may arise later. By sharing information such as names, contact numbers, insurance policy numbers, and vehicle details, both drivers can facilitate a resolution to the incident in a structured and legally compliant manner.

This practice not only helps in documenting the collision but also allows for effective communication between the involved parties. It's important to understand that staying at the scene and exchanging this information is a legal requirement in many jurisdictions, including New York, to ensure accountability and proper handling of the situation.

Leaving the scene immediately can result in serious legal consequences, including potential charges for hit-and-run if the other driver decides to report the incident. Calling the police is advisable even if there are no injuries, as they can provide an official report that could be valuable for insurance claims. Similarly, taking pictures of the scene is important, but simply driving off after doing so fails to meet legal obligations and can jeopardize your standing in any future disputes related to the incident.